PAR provides a consolidated view of transactions associated with a PAN and its affiliated tokens, making it easier to identify customers and their associated transactions across payment channels.
What is Payment Account Reference?
Payment Account Reference (PAR) is a non-financial reference value assigned to each unique PAN to link a Payment Account represented by PAN and its affiliated tokens. PAR provides a consolidated view of transactions associated with a PAN and its affiliated tokens, making it easier to identify customers and their associated transactions across payment channels.
Features of Payment Account Reference
PAR in Authorization Response
PAR in Token Provisioning Response
PAR Maintenance
PAR Inquiry
Benefits of Payment Account Reference
PAR provides a consolidated view of transactions associated with a PAN and its affiliated tokens, making it easier to identify customers and their associated transactions across payment channels.
Better Loyalty Programs
Enhanced Risk Management
Improved Customer Support
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