A complimentary fraud management solution provided by Discover® Global Network that allows participants to include additional customer and transaction data in real time with the transaction.
What is Discover® Enhanced Decisioning?
Discover® Enhanced Decisioning is a fraud product for card-not-present (CNP) transactions that enables participants to share enhanced authorization data in real time. By sharing enhanced data, the issuer can make a more informed decision to either approve or decline a transaction. As a result, participants experience higher fraud capture rates, lower false positive fraud declines, and increased sales.
Benefits of Discover® Enhanced Decisioning include:
How It Works
Discover® Enhanced Decisioning leverages issuer machine learning models to connect a broad range of customer and transaction data with spending patterns using a risk-based authorization approach
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