Replace your customer’s Primary Account Number (PAN) with a unique, secure token at checkout.

Stored Payment Tokens

A patented offering that enables tokenized routing choice for eligible Stored Payment Token transactions, including cryptogram validation, with no impact to the cardholder experience.

Side-by-Side Token Services

A new token service offering routing choice and security for debit cards.

A complimentary fraud management solution provided by Discover® Global Network that allows participants to include additional customer and transaction data in real time with the transaction.

Discover® Enhanced Decisioning

A free fraud management solution allowing merchants to reduce false declines and increase approval rates.

Fraud Alerts

Provides an additional layer of protection with near real-time notifications of fraudulent activity.

Currency Converter

Provides the exchange rates for various currencies to cardmembers.

Travel Guides

Creates big browser or mobile Travel Guides for popular places to shop, stay and dine with confidence across 20+ cities globally.

Country Acceptance

Displays acceptance information by country to improve cardmember's experience while traveling.

HCE Wallet Services

Tokenize Discover® Cards to be stored within host card emulation based digital wallets for contactless and in-app transactions.

SE Wallet Services

Store Discover® Cards to Secure Element-based digital wallets, including wearable devices, for contactless and in-app transactions.

Tip Etiquette

Provides a tipping calculator and suggested tipping etiquette by country.

Airport Lounge & Travel Program

Provides users with airport lounges that participate in the Diners Club International® Lounge Program.

ATM Locator

Locate nearby ATMs and cash access locations.

DCI Customer Service

Access local Diners Club issuer customer service information from within or outside of country. 

PAR provides a consolidated view of transactions associated with a PAN and its affiliated tokens, making it easier to identify customers and their associated transactions across payment channels.

Payment Account Reference

Payment Account Reference (PAR) is a non-financial reference value assigned to each unique PAN to link a Payment Account represented by PAN and its affiliated tokens.